Build Your Dream
OFW LOAN & FAST LOAN



Build Your Dream With
FIRST CRCK LENDING CORP.
FIRST CRCK LENDING CORP. has been consistently operational since its founding on February 20, 2013, providing essential financial services through both Local Lending and specialized Overseas Filipino Worker (OFW) Lending, thereby demonstrating a lasting commitment to supporting the diverse financial needs of the community and those working abroad.
150+
Secure Lending offers protected and reliable financial solutions.
4500+
Trusted by OFWs for reliable service.
7,000+
Families Supported For OFW and Local.
2400M+
Total Loans We've successfully processed
Your Trusted CASH LOAN Partner. FIRST CRCK LENDING CORP.
Legit
FIRST CRCK is one of the Leading Personal Loan Companies in Japan and is Authorized, Registered and Regulated by the SEC in the Philippines.
Lower Interest Rate
Interest rate per month is 0.2% - 0.05% The interest amount decreases as the principal balance is paid down.
Secured
We take data privacy very seriously and we assure you that your personal data is safe with us. FIRST CRCK is National Privacy Commission-compliant.
Easy Monthly Repayment
We made repaying as easy as possible requiring monthly and minimum payment just settle the amount any time prior its due date.
Release Calendar
February 2026
FIRST CRCK LENDING CORP
For any lending company in the Philippines, the prominent display of its Securities and Exchange Commission (SEC) registration and Certificate of Authority (CA) is the most fundamental step in establishing legitimacy. This information serves as the primary indicator that the entity is legally recognized and authorized to operate within the country’s financial sector. This crucial information is typically found in easily accessible areas of a website, such as the footer, the “About Us” section, or a dedicated “Legal” or “Regulatory Information” page.
E-Commerce Philippine Trustmark
The E-Commerce Philippine Trustmark is a digital badge issued by the DTI E-Commerce Bureau (ECB), pursuant to Republic Act No. 11967 (RA11967), or the Internet Transactions Act of 2023. It serves as a mark of recognition for online merchants and platforms that demonstrate a commitment to trustworthiness, safety and adherence to fair e-commerce practices.
Grounded in the policy principles of both RA11967 and Republic Act No. 7394, or the Consumer Act of the Philippines, the Trustmark aims to create a digital commerce environment built on integrity, accountability, consumer and merchant protection.
Express Business Loan
Bridge cash flow gaps and cover urgent expenses with a fast, short-term business loan—receive in 1 day, no collateral required.
Business Credit Plus
Fuel your business growth with a longer-term credit line—no collateral needed. Ideal for expanding your company.
Future Salary Access
Empower your employees with flexible salary loans that improve retention and come at no financial risk to your business.
What sets us apart
| Trusted partners
We’re licensed and regulated in the Philippines

Department of Trade and Industry
Partner

Credit Information Corporation
Partner

The American Chamber of Commerce of the Philippines

International Finance Corporation

Manila City Government
Partner

Department of Finance (Philippines)
Partner

Bangko Sentral ng Pilipinas (BSP)
Partner

Bureau of Internal Revenue
Partner

Securities and Exchange Commission
Partner

Anti–Money Laundering Council
Partner
