Build Your Dream

OFW LOAN & FAST LOAN

These loans are designed to help OFWs and their families with various financial needs, such as starting a business, financing education, or managing other expenses.

Build Your Dream With

FIRST CRCK LENDING CORP.

FIRST CRCK LENDING CORP. has been consistently operational since its founding on February 20, 2013, providing essential financial services through both Local Lending and specialized Overseas Filipino Worker (OFW) Lending, thereby demonstrating a lasting commitment to supporting the diverse financial needs of the community and those working abroad.

150+

Secure Lending offers protected and reliable financial solutions.

4500+

Trusted by OFWs for reliable service.

7,000+

Families Supported For OFW and Local.

2400M+

Total Loans We've successfully processed

Your Trusted CASH LOAN Partner. FIRST CRCK LENDING CORP.
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Legit

FIRST CRCK is one of the Leading Personal Loan Companies in Japan and is Authorized, Registered and Regulated by the SEC in the Philippines.

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Lower Interest Rate

Interest rate per month is 0.2% - 0.05% The interest amount decreases as the principal balance is paid down.

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Secured

We take data privacy very seriously and we assure you that your personal data is safe with us. FIRST CRCK is National Privacy Commission-compliant.

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Easy Monthly Repayment

We made repaying as easy as possible requiring monthly and minimum payment just settle the amount any time prior its due date.

Release Calendar

Release Calendar

February 2026

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FIRST CRCK LENDING CORP

Legitimate Lending, Unmatched Trust, and Solutions Tailored for You
 

For any lending company in the Philippines, the prominent display of its Securities and Exchange Commission (SEC) registration and Certificate of Authority (CA) is the most fundamental step in establishing legitimacy. This information serves as the primary indicator that the entity is legally recognized and authorized to operate within the country’s financial sector. This crucial information is typically found in easily accessible areas of a website, such as the footer, the “About Us” section, or a dedicated “Legal” or “Regulatory Information” page.

E-Commerce Philippine Trustmark

The E-Commerce Philippine Trustmark is a digital badge issued by the DTI E-Commerce Bureau (ECB), pursuant to Republic Act No. 11967 (RA11967), or the Internet Transactions Act of 2023. It serves as a mark of recognition for online merchants and platforms that demonstrate a commitment to trustworthiness, safety and adherence to fair e-commerce practices.

Grounded in the policy principles of both RA11967 and Republic Act No. 7394, or the Consumer Act of the Philippines, the Trustmark aims to create a digital commerce environment built on integrity, accountability, consumer and merchant protection.

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Express Business Loan

Bridge cash flow gaps and cover urgent expenses with a fast, short-term business loan—receive in 1 day, no collateral required.

2x

Business Credit Plus

Fuel your business growth with a longer-term credit line—no collateral needed. Ideal for expanding your company.

3x

Future Salary Access

Empower your employees with flexible salary loans that improve retention and come at no financial risk to your business.

What sets us apart

| Trusted partners

We’re licensed and regulated in the Philippines

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Department of Trade and Industry

Partner

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Credit Information Corporation

Partner

the american chamber of
The American Chamber of Commerce of the Philippines
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International Finance Corporation
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Manila City Government

Partner

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Department of Finance (Philippines)

Partner

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Bangko Sentral ng Pilipinas (BSP)

Partner

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Bureau of Internal Revenue

Partner

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Securities and Exchange Commission

Partner

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Anti–Money Laundering Council

Partner

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